Final Expense Coverage
Designed for people 50-85 years of age who are looking to cover burial, cremation and other final expenses. This type of permanent policy typically ranges in face amounts from $5,000 - $40,000 and has very liberal underwriting.
Children's insurance is a great way to take advantage of the low cost of insurance for a juvenile and to help a child or grandchild prepare for the future. Plans are available for 10 pay, 20 pay and life-pay and typically range from $5,000 - $50,000.
Designed for people in their working years who would need to replace their income and ensure their family could pay for housing, education and other expenses in the event of their death. This type of policy typically has a 20 or 30 year term period with face amounts from $100,000 - $5,000,000.
We offer a full suite of Medicare and Medicare Supplemental insurance products for our clients over the age of 65. Medicare Advantage plans are the most popular for retirees and we carry the best plans from the highest-rated companies.
Traditional Whole Life
Designed to have guaranteed benefits, strong cash accumulation along with dividends or interest payments, and will continue for the entire life of the insured. Typical face amounts range from $25,000 - $1,000,000.
Indexed and Fixed-Indexed Annuities are one of the best ways to preserve and grow your retirement savings, without putting it at market risk. We offer products for both growth and income to best suit the needs of our clients.
Additional Products and Services
In addition to the main lines of insurance mentioned above, we have access to over 25 carriers, who represent the absolute best in the insurance industry. If you are in need of a cash-accumulation IUL, a permanent GUL, a SPIA, short-term or long-term disability, accidental death or critical illness coverage, we have access to all the products you need.
In addition, our in-house staff handles complex case-design, illustrations, pending requirements and carrier interactions, leaving you to spend more time with your clients without the hassle of the back-office work.